Terms of Use
Last Updated: August 23, 2025
Welcome to Parivolaxis. These Terms of Use govern your access to and use of our website, services, and platform. By accessing or using our services, you agree to be bound by these terms.
1. Acceptance of Terms
By creating an account, accessing our website at parivolaxis.sbs, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use our services.
2. Description of Services
Parivolaxis provides online mentorship services connecting clients with experienced mentors for insurance needs analysis and selection guidance. Our platform facilitates long-term mentorship relationships, educational resources, and strategic guidance through digital channels.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. Eligibility and Account Registration
3.1 Age Requirements
You must be at least 18 years of age to use our services. By registering, you represent and warrant that you meet this age requirement.
3.2 Account Information
When creating an account, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your password and account credentials
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized access or security breach
3.3 Account Termination
We reserve the right to suspend or terminate your account at our discretion if you violate these terms or engage in fraudulent, abusive, or illegal activities.
4. User Responsibilities and Conduct
You agree to use our services only for lawful purposes and in accordance with these terms. You agree not to:
- Violate any applicable laws or regulations
- Infringe upon the intellectual property rights of others
- Transmit any harmful, threatening, abusive, or defamatory content
- Attempt to gain unauthorized access to our systems or other user accounts
- Interfere with or disrupt the operation of our services
- Use automated systems or software to extract data from our platform
- Impersonate any person or entity or misrepresent your affiliation
- Engage in any form of harassment toward other users or mentors
- Upload viruses, malware, or any malicious code
- Use our services for commercial purposes without authorization
5. Mentorship Services
5.1 Nature of Relationship
The mentorship services provided through our platform are educational and advisory in nature. Mentors provide guidance, support, and information but do not create a fiduciary, professional services, or employment relationship.
5.2 No Professional Advice
Information provided through our platform should not be construed as professional, legal, financial, or insurance advice. You should consult with qualified professionals for specific advice tailored to your circumstances.
5.3 Client Responsibility
You are solely responsible for any decisions you make based on information or guidance received through our services. We do not guarantee specific outcomes or results from mentorship relationships.
6. Payment and Subscription Terms
6.1 Fees
Certain services require payment of fees. All fees are stated in British Pounds and are subject to change with reasonable notice. You agree to pay all applicable fees according to the payment terms presented at the time of purchase.
6.2 Billing
For subscription services, you authorize us to charge your designated payment method on a recurring basis until you cancel your subscription. Billing cycles are clearly indicated at enrollment.
6.3 Refunds
Refund eligibility is determined on a case-by-case basis and subject to our refund policy. Digital services and accessed content may not be eligible for refunds once delivered or accessed.
6.4 Cancellation
You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period. No refunds will be provided for partial billing periods.
7. Intellectual Property Rights
7.1 Our Content
All content on our platform, including text, graphics, logos, images, videos, software, and design elements, is the property of Parivolaxis or our licensors and is protected by copyright, trademark, and other intellectual property laws.
7.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. This license does not include any right to:
- Modify, copy, or distribute our content
- Reverse engineer or decompile any software
- Remove any copyright or proprietary notices
- Use our content for commercial purposes
7.3 User Content
You retain ownership of any content you submit to our platform. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content in connection with operating and improving our services.
8. Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.
9. Third-Party Links and Services
Our platform may contain links to third-party websites or services that are not owned or controlled by Parivolaxis. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk and should review their terms and policies.
10. Disclaimers and Warranties
10.1 Service Availability
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.
10.2 No Warranties
To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:
- Merchantability and fitness for a particular purpose
- Accuracy, reliability, or completeness of content
- Non-infringement of third-party rights
- Quality or suitability of mentorship services
10.3 Results
We make no guarantees regarding the outcomes or results you may achieve through use of our services. Individual results vary and depend on numerous factors outside our control.
11. Limitation of Liability
To the maximum extent permitted by law, Parivolaxis, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our platform
- Unauthorized access, use, or alteration of your transmissions or content
- Any decisions or actions taken based on information obtained through our services
Our total liability for any claims arising from your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim, or one hundred British Pounds, whichever is greater.
12. Indemnification
You agree to indemnify, defend, and hold harmless Parivolaxis and its officers, directors, employees, contractors, and agents from any claims, liabilities, damages, losses, costs, or expenses, including reasonable legal fees, arising from:
- Your use or misuse of our services
- Your violation of these Terms of Use
- Your violation of any rights of another party
- Your content or any content submitted through your account
13. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.
We will make reasonable efforts to notify users of material changes through email or platform notifications.
14. Termination
14.1 By You
You may terminate your account at any time by contacting us at help@parivolaxis.sbs or through your account settings.
14.2 By Us
We may suspend or terminate your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.
14.3 Effect of Termination
Upon termination, your right to use our services will immediately cease. All provisions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
15. Dispute Resolution
15.1 Informal Resolution
If you have any dispute with us, you agree to first contact us at help@parivolaxis.sbs and attempt to resolve the dispute informally before pursuing formal legal action.
15.2 Arbitration
Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration rather than in court, except where prohibited by law. The arbitration shall be conducted by a mutually agreed-upon arbitrator.
15.3 Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
16. General Provisions
16.1 Entire Agreement
These Terms of Use, together with our Privacy Policy and any additional terms you agree to, constitute the entire agreement between you and Parivolaxis regarding use of our services.
16.2 Severability
If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
16.3 Waiver
Our failure to enforce any right or provision of these terms will not be deemed a waiver of such right or provision.
16.4 Assignment
You may not assign or transfer these terms or your account without our prior written consent. We may assign our rights and obligations without restriction.
16.5 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or technical failures.
17. Contact Information
If you have questions, concerns, or complaints about these Terms of Use, please contact us:
Parivolaxis
6 Charlotte Square
Newcastle upon Tyne NE1 4XF
United Kingdom
Email: help@parivolaxis.sbs
Phone: +442033623355
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.